New Year, Same Insurance?

Each new year brings an opportunity for reflection and intentional preparation for the coming months. Insurance is no exception. Weiser recommends reviewing these four areas to make your insurance work harder for you in 2023:

Home Insurance Policy

Make reassessing your homeowner’s policy an annual routine. Measure how much coverage you need using the most recent per-square-foot replacement costs in your area. Consider what’s not covered and what’s not. Remember: standard home policies don’t cover all hazards, such as damage from flooding or earthquakes. Be intentional and strategic with the insurance coverage you choose to pay for and the coverage you choose to decline.

Liability Insurance

Liability insurance coverage protects you financially if you're responsible for someone else's injuries or property damage. Liability coverage comes standard with most car, home, and business insurance policies. Weiser can help you make sure have enough liability coverage to protect your investments in all aspects of life.

Business Needs

As you wrap up this year, take note of any significant changes to your business. New hires, new drivers y, or new equipment likely require a change to your insurance.  Owners of businesses of any size will also want to make sure insurance is updated to prepare for any expected changes in payroll and inventory. Similarly, if you’ve got plans to expand your business’ products and services offered, you’ll want to make sure your insurance is keeping up. 

Life Insurance

Life insurance is an important piece of your coverage as an essential means of protecting your loved ones. Investing in this type of financial security can make all the difference. Certain policies can also allow you to pull out funds during your lifetime and have significant tax benefits. Since life insurance can get more expensive with each year that passes by, let’s start the new year off right by designing a  life insurance policy that’s right for your needs both now and in the future.

Reboot Your Insurance With Weiser

There’s no greater peace of mind than knowing that you, your loved ones, and your personal assets are protected. As your local expert for customizable solutions,  The Weiser Agency team is equipped to help you make the most of your home, business, and life insurance in the new year.